Mike Loftin


(505) 983-9473

1301 Siler Road
Santa Fe, New Mexico 87507

About Homewise

HOMEWISE MISSION: The mission of Homewise is to help create successful homeowners so that they improve their financial well being and contribute to the vitality of our communities.
MAIN PRODUCTS: Homewise accomplishes its mission through the delivery of several integrated and complementary financial products and development services.
Financial products include:
-Home purchase first mortgages
-Home purchase amortizing second mortgages that eliminate the need for mortgage insurance on the first mortgage (Homewise’s Super Prime mortgage.)
-Home purchase deferred due-upon-sale subordinate mortgages (down payment assistance loans)
-Home improvement loans, including our Energy Saver loan
-Home refinance
Customer Services include:
-Marketing and outreach to community employers and employees, educational, religious and non-profit entities
-Homebuyer and Financial Fitness education classes and one-on-one financial counseling that develop strong, new borrowers
-Home selection services through salaried real estate agents that help homebuyers identify good homes within their purchasing power
-Development of new, energy-efficient single family homes

Community Programs

  • Shelters, Voucher, Home Repair, and/or Weatherization Program Activities
  • Housing and/or Financial Counseling

Housing Development & Rehabilitation

  • Single Family For-Sale Development

Debt & Equity Investing

  • Consumer Mortgage Lending