Homewise

About Homewise

HOMEWISE MISSION: The Homewise mission is to help create successful homeowners and strengthen neighborhoods so that individuals and families can improve their long-term financial wellbeing and quality of life.

MAIN PRODUCTS: Homewise accomplishes its mission through the delivery of several integrated and complementary financial products and development services.

Financial products include:

-Home purchase first mortgages

-Home purchase amortizing second mortgages that eliminate the need for mortgage insurance on the first mortgage

-Home purchase deferred due-upon-sale subordinate mortgages (down payment assistance loans)

-Home improvement loans for energy and water saving improvements

-Home refinance

Customer Services include:

-Marketing and outreach to community employers and employees, educational, religious and non-profit entities

-Homebuyer and Financial Fitness education classes and one-on-one financial coaching that develop strong, new borrowers

-Home selection services through salaried real estate agents that help homebuyers identify good homes within their purchasing power

-Development of new, energy-efficient single family homes

-Personal and attentive loan servicing